Everyone gets 1 extra perk. Drawbacks are fluff only, you get 15 points for free. All Kekkai Genkai perks now only reduce the cost by 10. "Cosmetic" perks like Attractive and Charming give you 5 points, because no companions exist. Free Jutsu Purchases/Upgrades gained from Perks give you the first 2 or last 2 tiers respectively on the PDF version. It's assumed that your skill level is normal for that of your rank for any of these unpurchased Basics: Unarmed Combat, Stealth, Subterfuge, Ninja Tools, Espionage, Clone, Transformation, Substitution, Utility Jutsus. First Purchase of a Basic/Advanced/Hidden gives you an above average skill level of your Rank in that jutsu, Second gives you a REALLY above average skill level for your Rank, and 3rd is the same difference from 1st to 2nd. In the Hidden Jutsu section, there are "(Elemental) Fist/Wall/Bullet/Whatever" jutsu. You do not need to pay for these in order to perform them. You do not need to purchase "normal" or "mundane" ninja items in order to have them. All purchases are repeatable.